Financing Your New Home

Disclosure StatementAffiliated Business Arrangement Disclosure Statement Notice

This is to give you notice that Scott Felder Homes, L.L.C. (“Builder’) has a business relationship with and a 75% an ownership interest in Southern Lending Services, Ltd (Southern Lending). First Continental Mortgage, Ltd. (First Continental) owns a 24% limited partnership interest in Southern Lending Services, Ltd. SFinancial, Inc. has a 1% ownership interest in Southern Lending. This referral may provide Scott Felder Homes, or First Continental with a financial or other benefit.

In addition to interest on the principal amount financed, set forth below is the estimated charge or range of charges by Southern Lending Services, Ltd. for the settlement services listed.
You are NOT required to use Southern Lending Services, Ltd. as a condition for your purchase of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Settlement Service	Charge or Range of Charges
Origination Fee	$0
Origination Fee Bond Programs	1% of loan amount
Underwriting Fee	$1,200 - $1,400
Flood Certificate	$10 - $30
Tax Service Fee	$85 - $150
Administration Fee	$1,200 - $1,400
Final Inspection Fee	$65 - $150
Wire Transfer Fee	$10 - $20

Acknowledgement

We have read this disclosure form, and understand that Scott Felder Homes is referring me/us to Southern Lending Services, Ltd. and that if we obtain a mortgage from Southern Lending Services, Ltd, we will purchase the above-described settlement services from Southern Lending Services, Ltd., then Scott Felder Homes one of more of its members of affiliates, or First Continental, may receive a financial or other benefit as the result of this referral. I/We agree that Scott Felder Homes or any of its affiliates, including Southern Lending Services, Ltd. or First Continental Mortgage, Ltd. may contact me by telephone.